The State of Florida Oil Spill Small Business Emergency Bridge Loan Program expired on Oct. 27, 2010. Please see the resources listed below for other business disaster assistance programs relating to the BP oil spill.

About the Emergency Bridge Loan Program

The Florida Small Business Emergency Bridge Loan Program is designed to provide a source of expedient cash flow to small businesses impacted by a major catastrophe. The short-term loans are intended to “bridge the gap" between the time a major catastrophe hits and when a business has secured other recovery resources, such as sufficient profits from a revived business, receipt of payments on insurance claims or long-term disaster loans.

The program was first activated following Hurricane Andrew. It has been activated 12 additional times following disasters and has helped more than 950 small businesses in 56 counties to receive more than $27 million in assistance.

Florida Small Business Development Center (SBDC) Network
Provides disaster assistance for businesses through the Florida SBDC Network's Business Continuity and Risk Management Program (BCRM) including loan applications, processes and other assistance as it becomes available.
Statewide Toll Free: 866.737.7232

Gulf Coast Claims Facility (GCCF) Claims
Toll-Free Helpline: 800.916.4893
File Claim on the Web
Claims Offices in Florida
  • Filing a claim will result in a GCCF claim number required for Bridge Loan application.
  • The claim helpline is available 24 hours a day, 7 days a week.
  • Personnel at the Claims Line will provide each caller with information on how to submit a claim.
  • Each claim will be assigned to an adjuster and the claim will promptly be investigated and evaluated.
  • Larger and more complex claims may require additional investigation and documentation prior to evaluation and resolution.
  • GCCF will pay resolved claims promptly.

Small Business Administration (SBA)  

  • IRS
    Individuals who have questions about the tax treatment of GCCF claims payments or who are experiencing filing or payment hardships because of the oil spill, should call
    866-562-5227. This special toll-free line is open weekdays from 10 a.m. to 7 p.m.

  • Insurance Coverage for Lost Revenues:
    State of Florida Department of Financial Services: 877.693.5236
    Help for business owners to figure out if they’re covered by insurance for lost revenues.

  • Florida State Emergency Response Team
    The Florida SBDC Network is a member of the Florida State Emergency Response Team (SERT) under ESF – 18 Business, Industry and Economic Stabilization.

  • Business Continuity and Risk Management Program
    Florida SBDC Network's BCRM Program:
    SBDC Certified Business Analysts (CBAs) assist with business disaster loan applications and other forms associated with preparing for and recovering from a natural or man-made disaster. BCRM services are available through all statewide Florida SBDC Network offices.

  • Mobile Business Assistance Centers (MACs)

    Click here to view the MAC schedule
    Two Florida SBDC Network MACs stand ready to be deployed in the field for on-the-spot business disaster assistance. SBDC CBAs assist business owners with forms and applications needed to prepare for and recover from disasters.

    For questions regarding local administration of the Bridge Loan Program, or to volunteer to assist, contact Paymon Shokoohi, Assistant State Director of Special Programs, at 850.473.7800 or 1.866.737.7232.

  • Florida Division of Emergency Management

  • Florida Department of Financial Services

  • Florida Department Environmental Protection